PayPal and Ebay Big Brother Problems

[442RCT]

About a month ago PayPal informed me I'd reached their arbitrary $ 10,000 dollar spending limit and I would have to now link PayPal to my bank account or get a PayPal Mastercard. My PayPal account had been linked and paid through my existing bank credit card and I never had any problems, so I was unsure why they had a $10,000 limit for all PayPal users.

After looking over the options given for their online forms, I decided to get the PayPal Credit Card, it was simpler and not as invasive...why on god's green earth would I want to give PayPal access to my bank account user name and password !!! The PayPal credit card was activated and I went about my merry way for 2 weeks, paying for my eBay purchases.

A couple days ago, I received an automated PayPal security message that my account had suspicious activity (buying a leather flight jacket ?) and my Ebay account would be suspended until I could resolve the problem. Fine and dandy...I'm good with them tracking suspicious activity. When I asked them about the suspicious activity they said my bank account hadn't been 'confirmed', I stated I chose the PayPal Credit card option and not the bank account option. They stated in order to resolve my identity, PayPal would need me to send them...a photo ID, my bank account number, four other 'identifiers' and again asked me to give them all my banking information; my banking user name, password, etc. ARE THEY FRIGGING NUTS ???. I tried to explain to the PayPal person that I already spoke with the PayPal Credit Card people who told me there were no limitations on my account and I would not under any circumstances give them access to my online banking accounts. (btw-This was through PayPal's website, not a phishing link). The PayPal person I was dealing with basically said if I didn't want to play by their rules...too bad, there were no other options. I told them I refused to give them personal financial information and to go pound sand.

So no more Ebay for me because I can't pay with PayPal...this isn't necessarily a bad thing for me, as I was accumulating too many flight jackets anyway.

 

[ausreenactor]

Just close the existing Paypal account completely. Then restart with a different email such as hotmail, using the very same bank details..Forward the hotmails to the home email and Voila!!

Couchy

 

[442RCT]

Did you sell stuffs? or just buying?
I am a Paypal user since 2000.
I buy and sell over at least $20,000 never knew there is a rule like this?

I'm just a buyer, never sold anything. My feedback was 100%, always paid within 8 hrs w/PayPal

This is what PayPal is asking for to 'confirm' I'm me, someone who's been a customer for over 5 years:

Feb 4, 2010 Photo ID Waiting for your response
Feb 4, 2010 Bank Account Statement Waiting for your response
Feb 4, 2010 Provide Proof Of SSN Waiting for your response
Feb 4, 2010 Confirm Identity Waiting for your response

Confirm your bank account

For your security, we need to confirm that you are the owner of this Bank of America x-6666 account.
Note: PayPal will not save this information.

Username/SSN
Password
Verify Password
Create Your Own Question 1
Answer 1
Create Your Own Question 2
Answer 2
Create Your Own Question 3
Answer 3

By clicking Confirm Instantly, I agree to the instant bank account confirmation terms and condition

 

[442RCT]

Just close the existing Paypal account completely. Then restart with a different email such as hotmail, using the very same bank details..Forward the hotmails to the home email and Voila!!

Couchy

What can it hurt...I'll give it a try. Doesn't PayPal keep track of your name ?

 

[wop54]

I think that Paypal is obliged to follow the Anti-recycling and money laundering regulations
https://cms.paypal.com/us/cgi-bin/?&cmd ... a/AML_full
I have been told that after november 2009 they have even more severe rules and after a fairly high amount of money transferred they seek all those info.

 

[ausreenactor]

Just close the existing Paypal account completely. Then restart with a different email such as hotmail, using the very same bank details..Forward the hotmails to the home email and Voila!!

Couchy

What can it hurt...I'll give it a try. Doesn't PayPal keep track of your name ?

I would think not. I just closed my main account as a vent after they refused to help when a seller shipped First Class for $22.10 when I paid $53.95 for Priority. Took a month instead of usual 6 days. It was my only account and Tianna had one(which I claimed, amended the email, changed the Delivery Address and Display name). Paypal did not bat an eyelid. I started a new account the other day to claim a payment for a jacket, after I had typed in half and half of two different emails. Buyer said he paid, saw nothing then realised the error. Started the account without hassle. As long as you do not replicate your C/Card number or bank account on two current accounts you are fine. And they state that the email address/card/account is already on file with another account when you start adding or editing your account details. Piece of the proverbial!!

Couchy

 

[442RCT]

It Just Gets Better and Better

More PayPal idiocy...they won't allow me to close my PayPal account unless I provide proof of identity.

If I provide the proof of my identity, they would unfreeze it and I could use it or close it.
The account will stay permanently frozen, I can't use it, and none else can use it... :roll:
Better safe than sorry that way for both of us.

Couchy, Thumbs Up for your advice. Thanks !

 

[442RCT]

What is with these dumbshits at PayPal. They're asking me about my new account after a few payments. Same friggin' demands even though they are taking the money out of a bank credit card. The bank does not have any limitations for the modest charges being charged on my PPal account and has denied none. PPal who isn't even monitoring MY charge account, MY bank is and they have not logged any suspictious activity. PPal is DEMANDING that I send them copies of my SSN#, bank statements, and photo ID (drivers license, etc.).

None of which makes me feel comfortable in any way shape or form, I've never been asked for any of this info without it being a face to face transaction, (i.e.- a banker)

In the mean time PPal has 'locked' my PPal account again and I can't make payments for anything...again.

Is this a normal PPal tactic ? or should I follow-up with my bank to find out if there is actually suspicious activity on any of my accounts (I don't see any when I review my online account).

 

[442RCT]

My paypal is linking to my checking account. ( I don't have lots money there!)
But I never use my bank account to pay!
I always use my credit card to pay.
I hate Paypal why let them take my advantage! :lol: :lol:

My PPal account is linked to my bank credit card, not to my bank acct. My previous PPal account (which was frozen ) was linked to my debt card AND a PPal Master Card.

They keep asking me to verify and link to my bank acct number and to send them a photo ID / SSN # / etc. which I am absolutely NOT going to do. If they're so fucked up that they can't get my normal account right, do you think I want them to get a hold of any more of my personal financial identity ???

I've tried to comply with some of their requests in order to resolve my status. They have NEVER, NEVER, NEVER had any issues with my bank credit card or debit card paying them for my 250+ eBay purchases. Why they've decided to screw around with my account now is a mystery. The fact of the matter is, if it weren't required by ebay that payments be made by PPal, I would just use USPS MOs.